Divorce is overwhelming and downright hard! I have witnessed the grief cycle play out from moment to moment all while the woman along for the ride tried desperately to grasp at ropes…anything…to stop the ride and feel some semblance of what was once normal. Divorce, like widowhood, can be a cruel process. While you are grieving the loss of a life you once knew, you are also being forced to make quick and what seem like terrifying decisions.
So, what do you do?
You start by taking one step forward at a time.
FIRST, ADMIT WHAT YOU DON’T KNOW
What’s your role when it comes to the family finances? Do you handle the bill paying? Are you “in the loop” on all your bank accounts or are you in the dark? What about investment accounts or retirement plans? Do you have any? If you’re in the dark, you need someone to help you turn the lights on – and FAST! Begin collecting statements on all your asset accounts and your most recent tax returns. Then find a CDFA® practitioner to help you and bring you up to speed. A CDFA® professional is specially trained in the financial aspects of divorce and will be your best friend in this process! He/she’ll clear out that brain-fog like a West Texas wind!
THINK ABOUT YOUR FUTURE
Of course, this will be hard, but start thinking about what the next phase of your life looks like. Unfortunately this has to happen at the same time that you are grieving what you THOUGHT the next phase was going to look like. But if you allow yourself some space, it can actually be fun. You now have the chance to start over again. What did you used to DREAM of doing that got lost while you were married? Is it time to go back to school? Maybe a small townhome should replace that huge family home that you had to keep clean. Whatever you dream of, you will need your budget and financial picture top of mind. That way, if your dreams outsize your wallet, you know you have some serious planning to do!
BUILD A SINGLE FINANCIAL IDENTITY
Often through marriage all the credit cards, mortgages, loans, etc. are in the names of both spouses. All of those accounts will have to be closed or converted. Immediately open a checking and savings account in your own name to begin the process of establishing your own financial identity. Be sure to put some things in place while you’re still married because after the marriage is over, your credit picture may not be nearly as strong. Next, find a good rewards credit card to apply for in your name alone so that you will be assured of having access to credit post- divorce and maybe even during if legal fees are necessary.
These steps seem small but are valuable first steps to get you thinking financially and looking out for your future. You can get through this, and a little help from a CDFA® friend is a great place to start.
Diarterma
cialis buy 2402 patients were identified, of whom 1336 were excluded due to lack of mammograms or bilateral or occult breast cancer
Inessaptst
coursework writer uk
coursework samples
coursework writing services
3subvert
3gastric
Rodneyanaef
how to get sildenafil online
AshTug
retin a 0.1 canada
MichaelRaina
can you purchase viagra over the counter in mexico
UgoTug
colchicine brand
AshTug
retin a rx cost
UgoTug
flomax cost comparison
UgoTug
cost of strattera without insurance
AshTug
buy generic furosemide
AshTug
motilium 20 mg
AshTug
furosemide 40 mg tablets
Rodneyanaef
best retin a prescription
AshTug
lasix order online uk
KimTug
sildalis india
WimTug
strattera generic cost
BooTug
lasix medicine price
WimTug
buy colchicine online
JaneTug
toradol 10mg discount
UgoTug
strattera 25 mg capsule price
WimTug
orlistat 60 mg price
UgoTug
orlistat 120
BooTug
flomax 0.4 mg in india
WimTug
arimidex online purchase
WimTug
arimidex cheapest
WimTug
lasix without prescriptions
BooTug
over the counter medication flomax
coursework website
coursework uk https://brainycoursework.com/
coursework resources
help with coursework https://courseworkninja.com/
BooTug
best retin a cream over the counter
data analysis coursework
https://writingacoursework.com/
coursework writing service
coursework psychology https://mycourseworkhelp.net/
coursework paper
creative writing english coursework https://courseworkdownloads.com/
WimTug
buy colchicine online canada
differential equations coursework
coursework writing service uk https://courseworkinfotest.com/
coursework planner
coursework science https://coursework-expert.com/
AshTug
10mg baclofen
coursework masters
creative writing coursework ideas https://teachingcoursework.com/
coursework moderation
coursework questions https://buycoursework.org/
WimTug
zestoretic drug
differential equations coursework
courseworks help https://courseworkdomau.com/
Rodneyanaef
generic for advair diskus
RichardWeave
celexa 10 mg tablet cytotec tablet toradol usa where to buy motilium online generic cialis 30 mg fluoxetine 25 bupropion tab 150 mg baclofen pill
WimTug
neurontin medicine
WimTug
prinivil 20 mg tablet
Michaelshubs
furosemide 20 mg tabs
UgoTug
neurontin 100
WimTug
strattera 10 mg tablet
WimTug
amoxicillin drugstore
MichaelRaina
zanaflex 4mg
AshTug
strattera prices south africa
AshTug
online pharmacy denmark
WimTug
colchicine generic pharmacy
danting site
online sex dating https://freewebdating.net/
dating sites nl
singles ads https://jewish-dating-online.net/
UgoTug
buy colchicine canada
raluka
raluka https://sexanddatingonline.com/
dating sifes
connect singles https://onlinedatingsurvey.com/
dating sites for singles
dating free chating https://onlinedatingsuccessguide.com/
BooTug
buy lisinopril online no prescription
dafing sites
singles site https://onlinedatinghunks.com/
online dating sites best
dating guide https://datingwebsiteshopper.com/
free online adult dating site
match dating website https://allaboutdatingsites.com/
american singles
dating sites free near me https://freedatinglive.com/
best sites dating
dating singles for free sites https://freewebdating.net/
UgoTug
buy baclofen from india
MaryTug
nexium 40 mg price generic prednisone otc where to buy motilium
UgoTug
colchicine 0.6 mg capsule
WimTug
gabapentin 100mg tablets
UgoTug
lisinopril generic 20 mg
WimTug
pharmacy com
SamTug
where to buy orlistat pills trazodone cheap azithromycin 250 mg pill order ciprofloxacin online zoloft generic tablet real viagra online no prescription
WimTug
suhagra 100 buy
BooTug
strattera 50 mg
BooTug
online pharmacy in turkey
MiaTug
allopurinol 100 mg buy uk
Marvinlem
cafergot tablets price
SueTug
how to buy synthroid
SueTug
singulair eczema
EvaTug
online pharmacy india
SueTug
clopidogrel 75
RichardWeave
viagra 100 mg
DenTug
singulair us prices
EvaTug
buy tamoxifen canada
JudyTug
cafergot uk
SamuelOxymn
robaxin online canada
MiaTug
zofran 10mg
RobertChura
ampicillin brand name
Marvinlem
indocin 500mg
YonTug
tamoxifen 20 mg uk
Rodneyanaef
ventolin for sale canada
Darrylsop
antabuse uk buy
JosephThina
triamterene 75 50 mg
ZakTug
buy gabapentin online uk
WimTug
cost of strattera 40 mg
MichaelRaina
generic indocin
DavisMer
dexamethasone 16 mg
Edgarpefer
90mg cymbalta
MichaelRaina
buy 1 retin a cream
MichaelRaina
elimite 5 cream over the counter
Log in
Reading your article helped me a lot and I agree with you. But I still have some doubts, can you clarify for me? I’ll keep an eye out for your answers.